Did you know that there are exactly 104 days until Thanksgiving, 105 until Black Friday, and 138 days until Christmas? To be honest, I didn’t know the exact day count until I googled it, but in my defense, I also know these holidays just don’t pop up. If I recall correctly, generally, these holidays have happened around the same time, on the same day, every year for, I don’t know, at least before you or I was born. So why do these holidays, that happen every single year, tend to sneak up on everyone like the guy in the mask from the movie SCREAM? [Read more…]
My Budget Categories
Earlier this week I did a quick where to buy modafinil uk 2018 YouTube video on my budget and my budget categories AKA the stuff I spend my money on. I created this video for two reasons:
1. To dispel the rumor that budgets are boring and are super restrictive/suffocating.
2. To give you an idea of the things I spend my money on and my reasoning why. [Read more…]
What I Used To Pay Off $38,000 Of Debt in Less than 18 Months
When it comes to money and being proactive about tackling your debt, one story comes to mind – the story of The Ant & the Grasshopper – Aesop’s Fable.
order prednisone for dogs online The Ant & the Grasshopper – Aesop’s Fable
“One bright day in late autumn an Ant was bustling about in the warm sunshine, drying out the grain he had stored up during the summer, when a starving Grasshopper, his fiddle under his arm, came up and humbly begged for a bite to eat.
“What!” cried the Ant in surprise, “haven’t you stored anything away for the winter? What in the world were you doing all last summer?”
“I didn’t have time to store up any food,” whined the Grasshopper; “I was so busy making music that before I knew it the summer was gone.” [Read more…]
B*tch Better Have a Budget
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Whether you’re in debt or debt free, have $5 or $5 million dollars, you should know exactly where every dollar of your hard earned money is going. If you really want to thrive and not just survive, “B*tch better have a budget.”
Think of it this way, managing your personal finances is a lot like running a business. You are responsible for all aspects of “You Inc.” Paying close attention to your balance sheet (your budget), plays a critical role in running You Inc. efficiently. You must pay close attention to where every dollar is going to ensure your business is profitable (your household has a positive net worth, your family isn’t struggling to pay bills, you aren’t living paycheck to paycheck, etc). That’s why having a balance sheet (a budget) is an essential part of running your business! [Read more…]
10 Practical Holiday Gift Ideas
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Christmas will be here in less than 20 days! For all of you struggling to find the perfect gift here are 10 gift ideas you should gift, ask for, or just give to yourself that won’t break the bank! [Read more…]
Debt Free Journey: Things I’ve Learned So Far
As we approach the New Year and start thinking of new goals, I’ve started to reflect on my personal finance journey thus far and my goal of being debt free by 2018. To give you some background, I started my journey to become debt free last year (2016) and within 18 months of embarking on this new found journey, with focus and dedication, I managed to pay off over 38k in debt! My goal is to be completely debt free by June 2018.
I’ve been walking down this road of budgeting, managing my money better, and paying down debt for almost two years now and I thought it would be beneficial to share what I’ve learned so far! [Read more…]
Health Is Wealth – Juice Cleanse
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Last month I went to London on a work trip and let’s just say, I was not on my best behavior when it came to food. I generally eat pretty healthy but I also believe in having a good balance when it comes to food. Balance meaning, I don’t think indulging in the finer things in life (pizza, tacos, etc), every once in a blue moon, will kill you. I mean can you blame me? London has restaurants galore and some of the best Indian food I have ever tasted in my life. I admit it though, I went, I indulged, and because of that, my gluttony from the trip caught up with me. [Read more…]
Why Interest Matters
Whether it be a student loan, a new car, credit cards, or a mortgage, it’s easy to fall into the trap of purchasing something or opening a line of credit just because you can afford the monthly payments. I use the word trap because, sometimes, we tend to have a hard time conceptualizing the full picture if some of the bigger details are laid out in very small print. [Read more…]
Top 3 MUST Read Personal Finance Books!
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Anyone who knows me knows that I LOVE to read. I am the quintessential bookworm. I read on the train, in bed, while riding my skateboard, while doing push-ups, basically I read any and everywhere I get the chance. I love reading about personal finance and learning about what works for people, what doesn’t, and money success stories. Nothing makes me happier than a person that’s turned their personal finances around other than a person that is crushing their financial goals!
Here are my top 3, MUST READ, personal finance books:
How To Get Out Of Debt (Part 2)
If you haven’t done so already, please make sure you read Part 1 to the series of “How to Get Out of Debt”. Complete all the action steps included in that post then come back for Part 2! If you’ve continued reading, then I’m assuming you took a hard look at your financial situation and now you’re ready to learn about cleaning up your current situation. [Read more…]