Today will mark the first day since I was 16 years old that I don’t have to worry about making a payment towards debt or have debt at the center of my plan/decision making, and that’s because… drum roll please…
10 Ways To Dominate Your Finances In Your 20s
I read a motivational quote the other day that said “grind in your 20s, build in your 30s, and chill in your 40s” and it made me think about all the advice that I wish I had received right before I graduated college. No one sits you down and hands you a “How To NOT… Keep Reading
Different Ways To Tackle Debt
Back in 2016 when I started tackling debt, I had only heard of one method up until that point on the best way to tackle debt called the debt snowball method. At the time, it made sense to me and since I hadn’t heard of anything else, I started tackling my debt with that plan… Keep Reading
The Holiday Factor
Did you know that there are exactly 104 days until Thanksgiving, 105 until Black Friday, and 138 days until Christmas? To be honest, I didn’t know the exact day count until I googled it, but in my defense, I also know these holidays just don’t pop up. If I recall correctly, generally, these holidays have… Keep Reading
Paying off Debt vs Saving for Retirement
When I first started my debt free journey, I struggled with an all too common dilemma that many debt-free journeyers face, slay debt before saving money or do both at the same time? Initially, I wasn’t really sure what my plan of attack should be, so I did what most people do—NOTHING. But this obviously… Keep Reading
To Buy Used, New or To Lease? – That is the Question.
In the market for a new car? Maybe you’ve grown tired of the one you already own and have decided that it’s time for an upgrade. Last week I received this question from one of my followers and thought it was a solid topic to dissect. Once and for all I’m going to lay this… Keep Reading
Debt Free Journey – Social Media Roundup
Since starting my blog in 2016, I have made some pretty awesome online friends that not only inspire and motivate me but are also people that I can admire from afar since we’ve never met in person. I’ve been wanting to introduce new people to my reads so I figured, what better way to disseminate… Keep Reading
Dave Ramsey’s Baby Steps
Back in 2016, I began looking for ways to finally get my finances under control and get out of debt. I started reading everything I could about personal finance and spent most of my days listening to podcasts about money. One day while I was listening to Jim Cramer from Mad Money, another personal finance… Keep Reading
How She Paid Off $36,266 In 12.5 Months
If you’re new around here, welcome to Make Real Cents! To give you a quick overview, I started this blog as a way to document my debt free journey and to teach others all about the do’s and don’ts of personal finance. And even though I’m still working on paying down my own debt, there… Keep Reading
5 Rebellious Student Loan Acts- Why #FinHealthMatters
Have you seen those “priceless” MasterCard commercials? The ones that highlight sentimental moments like “seeing her smile” or “watching their first steps” are “priceless,” then end with “but for everything else there’s MasterCard.” That’s how I felt the day I walked across the stage to get my degree- priceless. It was the lights, the sounds,… Keep Reading