I’ve been using the cash envelope system for 2 years and 10 months now, and I have to mention that I don’t plan on stopping just because I’m debt free. I also don’t plan on throwing my budget plan out the window just because I am out of debt. Instead, I’ve realigned my budgeting for… Keep Reading
I’M DEBT FREE!
Today will mark the first day since I was 16 years old that I don’t have to worry about making a payment towards debt or have debt at the center of my plan/decision making, and that’s because… drum roll please…
10 Ways To Dominate Your Finances In Your 20s
I read a motivational quote the other day that said “grind in your 20s, build in your 30s, and chill in your 40s” and it made me think about all the advice that I wish I had received right before I graduated college. No one sits you down and hands you a “How To NOT… Keep Reading
Different Ways To Tackle Debt
Back in 2016 when I started tackling debt, I had only heard of one method up until that point on the best way to tackle debt called the debt snowball method. At the time, it made sense to me and since I hadn’t heard of anything else, I started tackling my debt with that plan… Keep Reading
The Holiday Factor
Did you know that there are exactly 104 days until Thanksgiving, 105 until Black Friday, and 138 days until Christmas? To be honest, I didn’t know the exact day count until I googled it, but in my defense, I also know these holidays just don’t pop up. If I recall correctly, generally, these holidays have… Keep Reading
My Budget Categories
Earlier this week I did a quick YouTube video on my budget and my budget categories AKA the stuff I spend my money on. I created this video for two reasons: 1. To dispel the rumor that budgets are boring and are super restrictive/suffocating. 2. To give you an idea of the things I spend my… Keep Reading
Dave Ramsey’s Baby Steps
Back in 2016, I began looking for ways to finally get my finances under control and get out of debt. I started reading everything I could about personal finance and spent most of my days listening to podcasts about money. One day while I was listening to Jim Cramer from Mad Money, another personal finance… Keep Reading
How She Paid Off $36,266 In 12.5 Months
If you’re new around here, welcome to Make Real Cents! To give you a quick overview, I started this blog as a way to document my debt free journey and to teach others all about the do’s and don’ts of personal finance. And even though I’m still working on paying down my own debt, there… Keep Reading
Preventative Financial Care: Managing your stress while balancing your finances
Wednesday night I had the pleasure of guest speaking at a Wellness For Women In Real Estate event in Boston (WWIRE). The organization was created as an alternative to traditional networking, which is typically centered around food and booze. They host fitness-based networking events as well as some co-ed events throughout the year that all focus… Keep Reading
Why I Invest In Travel And Not Clothes
I’ve never been big into clothes, fashion, shopping, labels, sneakers, etc. While I occasionally envy someone that can put together a great outfit or pull off anything they put on, fashion/shopping have never really been my cup of tea. Now don’t get me wrong, there is nothing wrong with wanting to look nice or even… Keep Reading