Full disclosure: I received a free copy of YNAB in exchange for a post/review of the book.
Every year I always aim to finish at least one book a month. So far I’m crushing that goal because I just finished book number two, “You Need A Budget” also known as “YNAB” by Jesse Mecham. You Need A Budget is all about creating and sustaining a flexible budget; if implemented correctly, it can help you break the cycle of living paycheck to paycheck. I call Mecham’s approach a “flexible budget” because honestly, this is the first time I’ve seen a written approach to budgeting that doesn’t make it seem/sound so restrictive.
One of it’s main objectives is to provide guidance on how to budget with where you are in life right now. The book does a deep dive into four rules that establish a framework for how you should create and implement a personal budget. What I love about this is that it will give you the tools to create a solid foundation and have a more confident outlook with budgeting for the future.